Identity Theft...-- What to do if you've given your personal information to a scammer
Answers:1 | LastUpdateAt:2012-01-29 05:33:44
- 〾 尛 Nansheng?
- Asked at 2012-01-29 05:33:18
What should I do if I think my identity has been stolen or compromised? H2>
If you think your identity may have been stolen, this is what I do now. Keep a record of all conversations, including date, name, phone number and information provided: p>
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not communicating with the scammers! Strong> are serious offenders. You may be physically injured and even killed by criminals for fraud. Do not travel to meet or "claim their profits." Some people who traveled to Nigeria and South Africa were beaten, kidnapped or killed. P> Li>
Contact your bank strong> - If you think you are a victim of identity theft or account fraud, you should call your bank, tell them what happened and ask them to watch for unusual activity and advice whether to close the account and open a new account or savings account. P> Li>
Contact the fraud department of each of the href target = "principal"> three major credit bureaus a> strong> (outside the U.S. . may have different agencies) to place a fraud alert on your credit file. The creditors fraud alert requests contact you before opening any new accounts or making any changes to your existing accounts.
also provide a copy of your driver's license fraud unit to each agency to file an affidavit.
contact them in writing, via certified receipt request in the office.
Click the blue link or call telephone number: p>- Equifax a> - 1-800-525-6285 li>
- Experian a> - 1-888-397-3742 li>
- Transunion a> - 1-800-680-7289 li> Ul> Li>
File a police report strong>. Get a copy of the report to present to its creditors and others that may require proof of the crime. Keep a record of all conversations, including date, name, phone number and the information provided. P> Li>
obtain new identity papers strong> - If you sent your passport number or fax a copy to the scammers, or do the same with your driver's license or government documents, obtaining a new document - be sure to explain what happened, so they cancel your old and give a new number. Call the Social Security Administration and all creditors with whom they have accounts that let them know that you are a victim of identity theft. P> Li>
If you have seen unauthorized charges: strong> Close the accounts that you know or believe have been tampered with or opened fraudulently p>. Li>
File a complaint a> with the FTC. Strong> of the Federal Trade Commission (FTC). Click the link on the left or call the FTC's identity, theft hotline at 1 (877) IDTHEFT or (877) -438 to 4338. The hotline is staffed by counselors trained to help victims and their complaints. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps us learn more about identity theft victims are having problems so we can better assist you. P> Li>
submit a href target = "_blank"> complaint form online financial loss a> with the Internet Crime Complaint Center strong> , which is a partnership between the National White Collar Crime and the Federal Bureau of Investigation. Span> p> Li> Complete
- strong> FTC affidavit of identity theft strong> a>, which will help inform many companies an account has been opened in your name. Use the Affidavit of Identity Theft a> when disputing new unauthorized accounts. Li>
- Experian a> - 1-888-397-3742 li>
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