Will I lose this paypal/ebay case? I messed up, made a newbie mistake!!?

I do not know how long the state that struck his car, but if it is within a week or two you can still call the local police tell dept.and you need to file a police report for insurance purposes and hit him when , both have how.If Seprate policies should pay up I hit my parents car when I was younger and state farm paid, I had to pay the deductible, but as you said . if the damage is not too much you may want to pay out of pocket , make the insurance payment would go up. But otherwise you are simply goes around because if you file a police report can not pass a bill, because its on private property , then the two insurance companies only will be played between them selves . if your dealing with your agent might want to go through he might go directly to your co -insurance. yourself.you have no number on your return.